Being injured in a car crash can be one of the scariest things to happen to a person. But many injured victims are surprised to learn that the most stressful part of recovery isn’t the physical pain.
After a serious collision, medical bills and other expenses can stack up quickly, even for victims of relatively minor crashes.
A 2017 report from Verisk Analytics showed that the average cost per auto bodily injury claim in 2013 was $15,506. That’s the most recent year of complete data, but it’s probable that number has grown even higher over the past few years.
If you’re involved in a serious crash that requires a visit to the ER, follow-up doctor’s visits, and specialized care or surgery, total costs can easily eclipse the $100,000 mark.
The minimum liability auto insurance requirement in Washington state is only $25,000. We also have one of the highest rates of uninsured drivers in the entire country. If you are involved in an “average” car accident, there’s a chance you’ll be covered as long as the other driver has the minimum liability coverage.
If you are badly injured in a crash, that $25,000 policy likely won’t be enough to cover all of your medical bills and other losses.