The “Safety Net” For Car Accidents That You Might Not Know About

Being injured in a car crash can be one of the scariest things to happen to a person. But many injured victims are surprised to learn that the most stressful part of recovery isn’t the physical pain.

The “Safety Net” for Car Accidents That You Might Not Know About

The “Safety Net” for Car Accidents That You Might Not Know About

After a serious collision, medical bills and other expenses can stack up quickly, even for victims of relatively minor crashes.

A 2017 report from Verisk Analytics showed that the average cost per auto bodily injury claim in 2013 was $15,506. That’s the most recent year of complete data, but it’s probable that number has grown even higher over the past few years.

If you’re involved in a serious crash that requires a visit to the ER, follow-up doctor’s visits, and specialized care or surgery, total costs can easily eclipse the $100,000 mark.

The minimum liability auto insurance requirement in Washington state is only $25,000. We also have one of the highest rates of uninsured drivers in the entire country. If you are involved in an “average” car accident, there’s a chance you’ll be covered as long as the other driver has the minimum liability coverage.

If you are badly injured in a crash, that $25,000 policy likely won’t be enough to cover all of your medical bills and other losses.